The FTCR (Foundation for Taxpayer and Consumer Rights), a consumer advocacy group, has found that, from 1986 to 1994, medical-malpractice insurers reported expected losses of $40 Billion while only paying out $27 Billion in claims.According to FTCR founder, Harvey Rosenfield:"By inflating their estimated 'losses' as much as 66 percent, medical-malpractice insurance companies have misled...